We know you need a car to get to work, drive your kids
around and do the million other things that people have to get done in a day
that are not within walking distance. Many times, people who are inquiring
about our Buy Here Pay Here program are new to trying to get a car with
challenged credit. They may have been told by a friend or family member that
getting a vehicle loan is impossible without good credit. Eventually, someone
tells them the only way they can purchase a vehicle is if they find a car
dealership that offers “Buy Here Pay Here”. The large majority of customers
that call our dealership looking to apply for our Buy Here Pay Here program are
unaware that they are eligible for traditional sub-prime financing. Almost
anyone, regardless of credit is eligible for special financing. Unless you are
unable to verify your income, we can get you an auto loan through one of our
sub-prime lending companies. Buy Here Pay Here is only for those who cannot
verify income, or provide other types of verification for a regular special
Since most of our Buy Here Pay Here customers are not
familiar with the process, they have plenty of pre-conceived ideas about how
auto financing works and we end up getting pretty much the same questions. Here
are the most frequently asked questions about the Buy Here Pay Here program…
How much do I need for a down payment?
That depends. Many of our customers don’t realize that our
special financing programs are available to those with bad credit or no credit.
Almost all of our customers are eligible for one of our guaranteed financing
programs and for those programs, the down payment can be as low as $500.00 plus
tax and tags. If you are not eligible for one of our bad credit financing
programs, the down payment for a Buy Here Pay Here depends on the cost of the
car. Most are half down.
How much per month?
We do our best to work with potential buyers and fit our
payment into your budget. Payments are on average $250.00 per month. Some are
higher and some are lower. It depends on how much of a car you want and the
length of your loan.
Am I eligible? How do I apply?
The best way to find out which of our auto loan programs you
are eligible for is to apply online on our website. We have slimmed the
application down to only 8 required fields, and we guarantee a preliminary
answer by email in ten minutes or less! By applying online, our salesmen are
provided with all of your information and can find which financing programs you
are eligible for before you even call or come in to the dealership. We also
take applications over the phone and in person at our dealership.
Can I use my trade as a down payment?
Absolutely! We take trade-ins and buy cars through our Cash
for Cars program, even if you’re not buying from us. Get an online appraisal of
your trade on our website.
To find out what auto loan programs you qualify for, fill
out a credit application on our website. We guarantee a preliminary answer in
10 minutes or less. View inventory and prices or find out how much your trade
is worth. We have the best used cars in Pittsburgh, and can finance anyone.